Stupid Stories™: Ms Wack, Loan Officer

 

Patti Wack was recently hired at a local bank as a loan officer and was having trouble deciding whether to lend money to a particular applicant.

The first red flag for Ms Wack was that the potential customer wasn't human. He wasn't even a mammal. The "person" applying for a loan was a frog.

A frog!

How was she supposed to deal with a googly-eyed, web-footed, amphibious creature who wanted the bank to entrust him with cash? He had no job other than sitting around in a swamp.

"How deep is this swamp you sit in, sir?"

"Knee deep. Knee deep."

"Be that as it may, I see no reliable source of income from which to repay this loan you're asking for. Do you have anything you could put up as collateral?"

The frog handed Patti a ceramic figurine of a red-winged blackbird.

"Excuse me, sir, let me consult with my manager."

Patti took the figurine to her manager and, after explaining the whole situation, said, "What am I supposed to do? I mean, I don't even know what this thing he's calling collateral even is."

The loan manager looked her in the eyes and, in a condescending tone, said, "It's a knick-knack, Patti Wack, give the frog a loan."